59. Keep a daily tally on my expenditure on a spreadsheet for a month

In trying to get my finances in order I had decided ages ago that I really should keep an eye on what I actually spend my money on in a month as in the past I have always thought as long as my account never goes into the red there is nothing to worry about. However that is a very foolish view to have on things. One of my friends has taken the whole thing completely overboard as far as I am concerned by keeping a note book and listing everything that he has bought on a daily basis. I do not have the patience to do that but have for the last few months been able to forecast my expenditure for the month and have been able to identify areas that I could make improvements on.

I am now able to have a good idea of where my money goes each month and am able to put money aside for savings.

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